lessphp fatal error: load error: failed to find /home/customer/www/staging2.kerkhovenhayesmutual.com/public_html/wp-content/themes/theme46731/bootstrap/less/bootstrap.lesslessphp fatal error: load error: failed to find /home/customer/www/staging2.kerkhovenhayesmutual.com/public_html/wp-content/themes/theme46731/style.less Kerkhoven & Hayes | Mutual Insurance Co.

  • Straightforward

    Making insurance decisions simple and easily understood.

  • Reasonable

    We strive to offer our clients adequate coverage at reasonable prices.

  • Trustworthy

    We stand for integrity and accountability, striving to live up to the commitments we make.

  • Established

    We have a long heritage and commitment to the people, properties and communities we serve.

  • Committed

    We aim to provide competent service that reflects our deep commitment that our clients are our most important asset.

  • Steadfast

    In a world of change and adversity, we've consistently served our clients with integrity.

Serving nine counties in central and western Minnesota, Kerkhoven & Hayes provides farm and homeowners insurance that’s STRAIGHTFORWARD, TRUSTWORTHY and REASONABLE.